Template Dairy

Dairy Farming Project Report Index (to be elaborated) 1. GENERAL i) Nature and objectives of the proposed scheme ii) Details of proposed investments iii) Specification of the project field of operation iv) Name of the financing bank branch v) Status of beneficiary individual/Partnership/Company/Corporation/Co-operative Society / Others) vi) Details of borrowers profile (a) Capability (b) come across (c) Financial Soundness (d) Technical/Other special Qualifications (e) Technical/Managerial Staff and adequacy thereof 2. TECHNICAL ASPECTS a) attitude, Land and Land Development i) Location details of the project i) Total Area of land and its cost iii) Site map iv) Particulars of land development, fencing, gates, etc. b) Civil Structures Detailed cost estimates along with measurements of dissimilar civil structures Sheds Store room Milk room Quarters, etc. c) Equipment/Plant and Machinery i) Chaff cutter ii) Silo pit iii) Milking machine iv) Feed grinder and mixer v) Milking pa ils/milk cans vi) Biogas plant vii) Bulk coolers viii)Equipment for manufacture of products ix) Truck/van (price quotations for the above equipments) d) Housing i) Type of housing ii) Area requirement Adults Heifers (1-3 years) Calves (less than 1 year) e) Animals i) Proposed species ii) Proposed breed iii) Source of get iv) Place of purchase v) Distance (km. ) vi) terms of animal (Rs. ) f) Production parameters i) Order of lactation ii) Milk yield (ltrs. per day) iii) Lactation days iv) Dry days v) excogitation rate vi) Mortality(%) Adults Young stock g) Herd projection (with all assumptions) h) Feeding i) Source of fodder and feed Green fodder Dry fodder Concentrates ii) diet crop rotations Kharif Rabi Summer iii) victuals cultivation expenses v) Requirement and costs Quantity required (kg. /day) Cost(rs/kg) Lactation Dry Period Young Stock Green Fodder Dry Fodder Concentrats I) Breeding Facilities i) Source ii) Location iii) Distance (km. ) iv) Availability of semen v) Availability of staff vi) Expenditure per animal/year J) Veterinary fear i) Source ii) Location iii) Distance (km. ) iv) Availability of labour and other staff v) Types of facilities available vi) If own arrangements are made a) Employed a veterinary relate/stockman/consultant b) Periodicity of visit c) Amount paid/visit (Rs. ) vii)Expenditure per animal per year (Rs. ) k) Electricity i) Source ii) Approval from Bihar State electricity dining table ii) Connected load iv) Problems of power failure v) Arrangements for generator l) Water i) Source ii) Quality of water iii) Availability of sufficient quantity for drinking, cleaning and fodder takings iv) If investment has to be made, type of structure, design and cost m) Marketing of milk i) Source of sales ii) Place of disposal iii) Distance (km. ) iv) terms realised (Rs. per litre of milk) v) Basis of payment vi) Periodicity of payment n) Marketing of other products i) Animal age place of sale price expected ii) Manure Qty. /animal Price/unit (Rs. ) iii) Empty gunny bags Number Cost/bag (Rs. ) O) Beneficiarys experience P) Comments on technical feasibility Q) Government restrictions, if any 3. FINANCIAL ASPECTS i) Project Cost Sr No Item Physical Unit & Specification Cost Rs ii) Down payment/margin/subsidy (Indicate source & extent of subsidy) ii) Financial viability (comment on the cash flow projection on a farm model/unit and enclose the same. ) Particulars a) Internal Rate of Return (IRR) b) Benefit Cost dimension (BCR) c) Net Present Worth (NPW) iv) Financial position of the borrowers (to be furnished in case of corporate bodies/partnership firms) a) Profitability proportionality i) GP Ratio ii) NP Ratio b) Debt Equity Ratio c) Whether Income Tax & other tax obligations are paid upto date d) Whether audit is upto date (enclose copies of audited financial statements for the last lead years) v) Lending Terms i) Rate of Interest i) Grace Per iod iii) Repayment Period iv) Nature of Security v) Availability of Government guarantee wherever indispensable 4. INFRASTRUCTURAL FACILITIES a) Availability of technical staff with bank/implementing authority for monitoring b) Details of i) technical guidance ii) training facilities iii) Govt. support /extension support c) Tie-up arrangements with trade agencies for loan recovery d) Insurance Type of policy Periodicity Rate of premium e) Whether any subsidy is available, if so amount per unit f) Arrangements for supply of parking lot fodder and cattle feed